I realized the other day that we've been debt-free for almost 2 years now. A year ago, we paid cash for our first vehicle. It got me thinking about the dumb financial decisions Kyle and I made early on in our marriage. I started thinking about what I would do differently if I could rewind and start over, financially wiser. I realized I'd have to go all the way back to high school.
I would not have gotten student loans in order to get a college degree. I would have worked to pay for classes in photography and sign language. I wouldn't have bothered with a degree at all. I would have printed a business card and become a photographer and then registered as an interpreter for the deaf. Both jobs make good money, but both can be done as little or as much as wanted.
Then when Kyle and I got engaged, I would have insisted on a wedding ring from James Avery, not some fancy shmancy jewelry store. Spending hundreds, not thousands would have been my goal.
Then, looking forward to our first house, we would not have gotten a mortgage based on two incomes. Not wise. Ever heard the term "house poor"? Well we were. Our second home was smaller than our first. We wised up.
Our children are so blessed. They'll already know this stuff!